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For licensed annuity producers ready to grow beyond inconsistent production

Your Next Level of Annuity Production
Starts Before the Appointment.

The Annuity Growth Engine gives you the lead flow, qualification, follow-up, and appointment process to create more prepared conversations and a sales process you can repeat.

Built with a veteran producer who has closed over $100M in annuity business.
Yes! I Want to Close More Annuity Business
Start with a short Fit Call to confirm state availability, capacity, and program fit.
The Hidden Leak

The Lead Is Not the Problem.

The problem is what happens in the hours, days, and weeks after someone raises their hand.

A prospect fills out a form. The first call comes too late. Nobody knows what concern brought them in. Follow-up becomes a string of disconnected texts, reminders, and guesses.

Then the appointment arrives, and the producer is expected to close a conversation that was never properly prepared.

That is not a lead problem.
That is a system problem.
The Annuity Growth Engine

The System That Turns Retirement Concern Into a Prepared Conversation.

Exclusive opportunities, qualification, follow-up, appointment preparation, and sales process, working together as one system.

A lead is only the starting point. The Annuity Growth Engine gives every qualified opportunity a defined path from first response to prepared appointment.

It gives you a clearer view of why the prospect responded, whether there is a real conversation to have, what they have already received, and what needs to happen next.

The result is not more activity for activity's sake. It is a more disciplined way to work the opportunities you have.

Built for licensed annuity producers, the Engine connects exclusive annuity leads with the process required to work them: Attract → Qualify → Unify → Appointment.

Rick Maraj at his desk
Meet your advisor

Built With a Veteran Producer Who Has Closed Over $100M in Annuity Business.

Rick Maraj

For more than 25 years, Rick has helped Florida families make retirement income decisions with less uncertainty. As a retirement income specialist and founder of Retirement Rescue Group, he works in the same conversations this system is built to support.

He is also the author of The Key To A Stress-Free Retirement. His perspective comes from the field: protecting savings, creating dependable income, and helping clients make a decision they can live with.

25+ years in financial servicesAdvisor & author

Most Annuity Marketing Solves the Wrong Problem.

You have probably been told some version of this:

Become more visible.
Rank higher.
Build an audience.
Create more content.
Become the “authority” in your market.

Those can all be legitimate strategies. But they are not the fundamental reason an annuity gets written.

An annuity conversation usually starts because someone reaches a moment when the question becomes urgent: “Is the money I have going to last?”

That moment has a window. Inside that window, the buyer does not need a celebrity. They need a competent professional who can get on the phone, understand the problem, and move the conversation from uncertainty toward clarity.

This is a timing-and-trust problem.
Not an authority problem.
A financial advisor speaking on a virtual call with a baby boomer woman
The Annuity Growth Engine™

A 90-Day System Built to Solve the Timing-and-Trust Problem.

It puts the pipeline, operating process, and enough activity in place to turn retirement concern into prepared conversations.

Exclusive Opportunities
One producer per lead in approved geography.
One Connected System
Attract → Qualify → Unify → Appointment.
90-Day Operating Window
Enough activity to install the process and evaluate it honestly.
The Closing Reframe

The Appointment Is Not Where the Sale Begins.

It is where the work you did before the appointment either pays off or gets exposed.

The producers who close more consistently do not rely on charisma, luck, or a better closing line. They build the conditions that make a real retirement conversation possible:

✓They reach prospects while the concern is still active.
✓They lead with the problem the prospect already feels.
✓They qualify before investing time in the wrong conversation.
✓They follow up with a process instead of memory.
✓They prepare the prospect before the meeting, not after it.
✓They enter the appointment knowing what matters, what is missing, and what needs to happen next.

That is the difference between having leads and having a working acquisition system.

A good close is not one moment. It is the predictable result of everything that happened before it.

The Annuity Closing System

The System That Turns Interest Into a Real Conversation.

AQUA connects the right retirement concern to a prepared appointment, with one process for every step between.

A social-media video ad on a smartphone featuring a baby boomer woman
The Complete 90-Day System

You Are Not Buying a Batch of Leads.

You are putting a 90-day acquisition and sales process in place.

The leads matter. But the real value is the qualification, follow-up, appointment preparation, sales support, and accountability required to work each opportunity with discipline.

60
Exclusive leads
90
Days to implement
4
AQUA stages
1
Producer per lead
Product system stack showing a CRM lead pipeline, lead connector phone, SMS follow-up, client PDFs, and video coaching.
One company. One system. One point of accountability.

Everything Included in the 90-Day Program

60 Exclusive Annuity Leads
One producer per lead in select available states, with agreed licensed geography, qualification applied before delivery, and enough activity to evaluate the system honestly.
Standalone value
$18,000
Included
Qualifying Call Script
Know what to ask, what to listen for, and how to determine whether there is a real sales conversation.
Standalone value
$297
Included
Annuity Presentation Framework
A repeatable structure for the retirement conversation so the sale is not improvised every time.
Standalone value
$497
Included
Speed-to-Lead System
SMS and email follow-up installed so new opportunities do not sit untouched while interest fades.
Standalone value
$997
Included
Reactivation System
Bring older leads and stalled opportunities back into the conversation instead of writing them off too early.
Standalone value
$497
Included
Pre-Appointment Show-Up System
The reminders, prep, and communication designed to improve attendance before the meeting ever starts.
Standalone value
$197
Included
Sales Follow-Up Cadence
When to call, when to text, what to send, and what happens next after the first real conversation.
Standalone value
$997
Included
White-Labeled Client Asset Library
Client-facing materials branded to your practice so your follow-up reinforces your credibility, not someone else's.
Standalone value
$1,497
Included
Recorded Sales Presentations
See how the retirement conversations are actually handled, not just described in theory.
Standalone value
$497
Included
Closing Strategy
The process for moving from interest and uncertainty toward a decision with more structure and less guesswork.
Standalone value
$997
Included
Group Coaching + Case Review
Bring your real pipeline, objections, and in-flight cases into the room instead of trying to solve everything alone.
Standalone value
$591
Included
Stated standalone value
$25,064
Paid in full
$6,997
You save
$18,067
72% below stated value

Choose Your 90-Day Program

The program is priced transparently. Use the Fit Call to confirm available states, economics, and whether the program is a real fit for your practice.

Pay monthly
$2,497/mo
Three monthly payments
$7,491 total
Same 90-day implementation, lead allocation, and operating system.
Choose Monthly
Paid in full
Best value
$6,997
One payment for the full program
Save $494 versus monthly
Same 90-day implementation, lead allocation, and operating system.
Choose Paid in Full
Both options include the same 90-day program. Lead allocation remains subject to approved licensed geography and available supply. Renewals are reviewed before each next 90-day period.

The stated standalone value reflects comparable standalone pricing and documented market lead pricing. Program terms, billing, and eligibility are confirmed on the Fit Call.

Run Your Own Numbers

What Does This Need to Produce to Pay for Itself?

Every annuity practice has different economics. Instead of telling you what you'll make, enter your own assumptions and examine the economics yourself.

We're not asking you to believe our ROI claim. We're asking you to enter your own economics.

Your numbers
$7,000
20%
Here's what that looks like
60
Leads
42
Conversations
17
Appointments
3.4
Placed cases
$23,800
Gross case value*
$6,997
Paid-in-full cost
Your break-even
1 cases
Does that math work in your practice?

* Based on the assumptions you entered. Not a guarantee of production, commissions, or income.

Yes! I Want to Close More Annuity Business

Why We Don't Want You Judging the System on a Tiny Sample.

The 90-day signal
More activity reveals the real picture.
Cumulative leadsPlaced cases
DAY 1DAY 30DAY 60DAY 90020406060 leads2-3 closes

The close curve naturally trails the lead curve. More activity and more completed dispositions give you a clearer basis for judging the process.

Week 1
Too early
A tiny sample can tell the wrong story.
Month 1
Some signal
You can start to see what is working and what is not.
Month 2
Patterns emerge
Disposition data starts to mean something.
Month 3
Real picture
Now you can judge the system with far less noise.

We don't want luck deciding whether you think the system works.

Here's What We Ask From You.

This is not fine print. These behaviors are part of the operating system.

01
Call Fast

Respond while interest is live.

02
Show Up

Participate in the coaching and review process.

03
Log It

Record what happened with every opportunity.

Producer at their desk \u2014 chest-high, direct gaze, muted background
Gold Standard Guarantee

We Guarantee What We Can Control.

We cannot honestly guarantee what another person will buy. So we don't.

01
Lead Integrity

Bad data that meets the replacement criteria is replaced according to the program terms.

02
Delivery

Your agreed lead allocation is delivered inside the program terms, or delivery continues according to the approved Fill Guarantee once the supply commitment is approved.

03
The 90-Day Engine Guarantee

Follow the operating requirements. At day 90, you should have a documented close process and a completely dispositioned pipeline. If you do not, the Engine portion is refunded according to the guarantee terms, and you keep the delivered materials and leads.

We Do Not Guarantee
ProductionCommissionsClose ratesIncome

What Producers Experienced

Mock producer avatar portrait placeholder
Producer Name
City, State

Verified producer case study: what changed, how the process felt, and the required compensation and results disclosures appear here before launch.

Mock producer avatar portrait placeholder
Producer Name
City, State

Only verified, compliance-reviewed producer experiences are published. Individual experiences vary; no production or income result is implied.

This Works Best for the Right Producer.

Built For
Licensed annuity producers
Active annuity sellers
Producers who can follow up quickly
Process-oriented operators
Practices with capacity for consistent opportunity volume
Producers willing to track outcomes
Not For
Anyone looking for guaranteed production
Someone who wants a 7-day test
Someone unwilling to follow up consistently
Someone unwilling to track outcomes
Someone looking only for discounted leads

Sometimes the economics simply do not work. We should discover that before you buy.

Do You Want to Close More Annuity?

If the modeled economics appear reasonable, the next step is to check licensing, geography, lead-working capacity, and current market availability.

We'll Look At
Your licensed states
Your annuity product mix
Approximate case economics
Current sales process
Lead-working capacity
Geographic availability
We'd rather discover the economics do not work before you buy.

How the Fit Call Works

1
Tell Us About Your Market

States, activity, capacity, and current process.

2
Run the Economics

Determine whether the acquisition model makes sense for your book.

3
Decide

If the economics and market fit, discuss enrollment. If not, stop there.

Frequently Asked Questions

Are the leads shared?

The program is designed around one producer per delivered lead, subject to the written program terms.

Why is the program 90 days?

The goal is to evaluate the process across enough activity to produce a more meaningful picture than a tiny short-term test.

Can I buy only the leads?

The Annuity Growth Engine is a bundled implementation program. Any standalone lead offering, if available, is a separate product under separate terms.

Do you guarantee production?

No. Production, commissions, close rates, and income are not guaranteed.

What qualifies for a replacement?

Replacement criteria are governed by the current written program terms, including timing and replacement limits.

How quickly do I need to contact a lead?

Fast response is a core operating requirement. Exact expectations are documented during onboarding.

What happens after 90 days?

Continued service options are governed by the current program agreement.

Can you work in my state?

Availability depends on producer licensing, geography, current supply, and market capacity.

What happens on the Fit Call?

We review your market, business economics, current process, capacity, and whether the program appears appropriate before discussing enrollment.

Get the Pipeline and the Process to Close More Annuity Business.

You don't need another dashboard full of untouched leads. You need conversations. You need a process for them. And you need enough activity to understand what is actually happening.

Attract · Qualify · Unify · Appointment
Yes! I Want to Close More Annuity Business
We'll check your market and economics first.